Your inputs
Min 25 years at entry.
Max 42 years or vesting by age 85.
10%
Deferment of vesting (optional)
Extend policy beyond term-end. Corpus keeps participating in the market. Vesting must be by age 85.
0 years
Term ends at age 55. Max deferment: 30 years.
40%
Min 40% must go to annuity. Remaining 60% taken as lump sum (max 60%).
6%
Illustrative only. Actual returns under LIC Pension Plus depend on fund choice (Bond / Mixed / Equity), charges, and the annuity rate prevailing at vesting.
Min entry age 25. Policy term 5–42 years. Vesting age capped at 85. Deferment lets the corpus stay invested past term-end, with or without further premium.
Pension summary
Estimated monthly pension at age 55
₹7,657
Total invested₹12,00,000
Wealth gained₹26,28,485
Total corpus at vesting₹38,28,485
Lump sum withdrawal (60%)₹22,97,091
Annuity corpus (40%)₹15,31,394
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